40+ happy users
Get out of debt faster with the Debt Snowball Calculator
No confusing formulas. No stress. Just a simple system to pay off debt step by step.
88% off for the first 100 customers (44 left)
I was overwhelmed by my debt and didn't know where to start. This calculator made it simple to understand and tackle my debt step by step.
In just 6 months, I've paid off two credit cards and feel in control of my finances.
Sarah M.
Paid off $12,400 in debt
How the Debt Snowball Spreadsheet Helps You Pay Off Debt Faster
Enter your debts
List all balances, interest rates, and minimum payments
Make your first payment
The sheet automatically updates your plan.
Watch your progress
Track your payoff journey with visual charts
Repeat until debt-free!
Stay motivated as you watch your debts disappear one by one
Everything you need toget debt-free faster
- Enter your debts, interest rates, and minimum payments in our easy-to-use spreadsheet. The calculator automatically organizes and tracks everything for you, showing your total debt, interest rates, and monthly payments all in one place.
- Follow the proven debt snowball method by focusing on your smallest debts first. The calculator shows you exactly how much to pay on each debt, helping you build momentum with quick wins as you eliminate each debt one by one.
- Watch your debts disappear with clear visual progress bars and charts. See how much you've paid off, how much you have left, and exactly when you'll be debt-free. Plus, track how much interest you're saving compared to making minimum payments.
- Experiment with different payment amounts to see how adding extra money to your monthly payments can dramatically reduce your time to debt freedom. The calculator shows you exactly how much time and interest you'll save with each adjustment.
Manually tracking your payments?
There's a better way
Debt Snowball Calculator
- Payments auto-update when entered
- Visual charts to keep you motivated
- Simple, step-by-step plan
- Automated debt prioritization
Manual
- Manually tracking payments
- No clear progress tracking
- Overwhelming debt management
- No automation
Join others getting debt-free
See what our users are saying about their debt-free journey with the Debt Snowball Calculator.
I finally feel in control of my finances. Seeing my debt shrink every month is a game changer. The calculator made it so easy to stay motivated and track my progress.
Jessica T.This is the first time I actually stuck to a debt payoff plan. The visuals keep me motivated and seeing the snowball grow each month is incredibly satisfying.
Mike L.I paid off my first credit card in 3 months using the snowball method! The calculator helped me stay focused and showed me exactly when I'd be debt free.
Sarah W.
FAQ
Frequently Asked Questions
The debt snowball method is a debt repayment strategy where you:
- List all your debts from smallest to largest balance
- Make minimum payments on all debts
- Put extra money toward your smallest debt
- Once that's paid off, roll that payment to the next smallest debt
This creates momentum as you quickly see debts being paid off, keeping you motivated throughout your debt-free journey.
Our calculator makes it simple to implement the debt snowball method:
- Enter your debts and their details
- The calculator automatically orders them from smallest to largest
- See exactly when each debt will be paid off
- Get a visual progress tracker for motivation
- Receive a month-by-month payment plan
The debt snowball method is particularly effective because:
- It provides quick wins by paying off smaller debts first
- These early successes create momentum and motivation
- It's simple to understand and implement
- Research shows people are more likely to stick with this method
While other methods like the debt avalanche (paying highest interest first) might save slightly more money, the psychological benefits of the snowball method often lead to better success rates.
- Automatic debt ordering and payment calculations
- Visual progress tracking and milestone celebrations
- Customizable extra payment amounts
- Detailed payment schedule for each debt
- Projected payoff dates for each debt
- Total interest savings calculations
- Easy-to-use interface with helpful tooltips
Yes! We offer a 30-day money-back guarantee. If you're not completely satisfied with the Debt Snowball Calculator, simply email us and we'll process your refund, no questions asked.
Getting started is easy:
- Download the Debt Snowball Calculator
- Open it Google Sheets
- Enter your debts
- Add your monthly payment amount
- The calculator will create your personalized debt payoff plan
The calculator includes detailed instructions and examples to help you get started quickly.
Why people love the
Debt Snowball Calculator
See real progress
Charts and graphs show exactly how close you are to being debt-free
Automated Debt Prioritization
No more figuring out which debt to pay next — it updates instantly
Beginner-Friendly & Plug-and-Play
Just enter your debts and payments, and let the spreadsheet do the rest
Works with Google Sheets
Access your dashboard anywhere you can use Google Sheets